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Andel Ratio A/S

CVR: 25784499

Growing 30% p.a.Micro companyWell-established (25 yrs)Profitable

Secondary names: SEAS-NVE Finans A/S

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About Andel Ratio A/S

Andel Ratio A/S is a Danish company of the type Aktieselskab based in Svinninge, founded in 2000. The company is registered under the industry Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. The management consists of Søren Klarskov. The company is owned by Andel Holding A/S. In 2025, the company reported revenue of DKK 140,541,000 and a net result of DKK 46,692,000 compared with DKK 27,963,000 the year before. Equity amounted to DKK 1,972,623,000.

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Overview

Company type
A/S
Aktieselskab
Address
Hovedgaden 36, 4520 Svinninge
HOLBÆK
4520 Svinninge
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Founded
11.12.2000

Details

Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring
Code: 661900
Capital
128.000.000 kr.

Contact

Phone
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Website
https://andelratio.dk

Purpose

Selskabets formål er at udbyde og administrere lån og andre finansieringsordninger.

Location

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Financials

YearRevenueProfit/LossTotal AssetsEquityEmployeesReport
2025140.5 mio.46.7 mio.5.3 mia.2 mia.1
2024-28 mio.4.6 mia.1.9 mia.1
2023-21.5 mio.3.7 mia.1.9 mia.0
2022-22.3 mio.2.9 mia.1.9 mia.0
2021-41.7 mio.4.6 mia.1.9 mia.-
2020-30.2 mio.1.8 mia.1.8 mia.-
2019-7.8 mio.1.8 mia.1.8 mia.-
2018-1.3 mio.137.3 mio.130.4 mio.-
2017--10.4 mio.20.8 mio.4.1 mio.-
2016-036 mio.14.5 mio.0
2015--550 t.31.4 mio.14.8 mio.-
2014-151 t.33.8 mio.15.3 mio.-
2013-304 t.38.5 mio.15.2 mio.-

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Industry Benchmarks

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Compared to 351 companies in Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring

Revenue
Company140.5 mio.
Industry median1.5 mio.
95.5x
Profit margin
Company33.2%
Industry median31.0%
About average
Employees
Company1
Industry median2
50% below
Equity ratio
Company37.3%
Industry median69.0%
46% below

Comparison is based on industry median values

Ownership

Owners
Andel Holding A/S
CVR: 25784413
100%
Andel Ratio A/S
CVR: 25784499

Properties

(4)· 22 historic

4 properties

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Property report (PDF)

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Management

Directors

Søren Klarskov(ADM. DIR.)

Board

Christina Nielsen(FORMAND)
Jon Balsby(BESTYRELSESMEDLEM)
Marlene Holmgaard Fris(BESTYRELSESMEDLEM)

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Founders

Nordvestsjællands Energiforsyning a.m.b.a., NVE

Production units (1)

Andel Ratio A/S
P-no: 1008135386
Hovedgaden 36, 4520, Svinninge
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring

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History

89 events
2026
Andel Ratio A/S: The 2025 annual report is outJul 1, 2026

Andel Ratio A/S has published its annual report for 2025. Revenue came to DKK 140,541,000, and the net result was DKK 46,692,000.

2025
Christina Nielsen joins the board of Andel Ratio A/SOct 3, 2025

As of October 3, 2025, Christina Nielsen has joined the board of directors of Andel Ratio A/S.

Ole Hillebrandt Jensen leaves the board of Andel Ratio A/SOct 1, 2025

As of October 1, 2025, Ole Hillebrandt Jensen has left the board of directors of Andel Ratio A/S.

Andel Ratio A/S: The 2024 annual report is outJun 24, 2025

Andel Ratio A/S has published its annual report for 2024. Gross profit came to DKK 130,815,000, and the net result was DKK 27,963,000.

2024
Andel Ratio A/S: The 2023 annual report is outJun 11, 2024

Andel Ratio A/S has published its annual report for 2023. Gross profit came to DKK 84,725,000, and the net result was DKK 21,523,000.

Marlene Holmgaard Fris joins the board of Andel Ratio A/SJan 4, 2024

As of January 4, 2024, Marlene Holmgaard Fris has joined the board of directors of Andel Ratio A/S.

2023
Andel Ratio A/S: The 2022 annual report is outJun 21, 2023

Andel Ratio A/S has published its annual report for 2022. Gross profit came to DKK 64,811,000, and the net result was DKK 22,327,000.

Ole Christian Vestergaard leaves the board of Andel Ratio A/SJun 4, 2023

As of June 4, 2023, Ole Christian Vestergaard has left the board of directors of Andel Ratio A/S.

2022
Andel Ratio A/S: The 2021 annual report is outJun 3, 2022

Andel Ratio A/S has published its annual report for 2021. Gross profit came to DKK 42,717,000, and the net result was DKK 41,727,000.

Andel Ratio A/S appoints new auditorMay 18, 2022

As of May 18, 2022, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of Andel Ratio A/S.

Auditor steps down at Andel Ratio A/SMay 18, 2022

As of May 18, 2022, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has stepped down as auditor of Andel Ratio A/S.

2021
Andel Ratio A/S: The 2020 annual report is outMay 31, 2021

Andel Ratio A/S has published its annual report for 2020. Gross profit came to DKK 37,794,000, and the net result was DKK 30,217,000.

2020
Andel Ratio A/S: The 2019 annual report is outAug 28, 2020

Andel Ratio A/S has published its annual report for 2019. Gross profit came to DKK 9,742,000, and the net result was DKK 7,808,000.

2019
Jon Balsby joins the board of Andel Ratio A/SJul 10, 2019

As of July 10, 2019, Jon Balsby has joined the board of directors of Andel Ratio A/S.

Søren Klarskov leaves the board of Andel Ratio A/SJul 10, 2019

As of July 10, 2019, Søren Klarskov has left the board of directors of Andel Ratio A/S.

Andel Ratio A/S: The 2018 annual report is outMay 20, 2019

Andel Ratio A/S has published its annual report for 2018. Gross profit came to DKK -43,000, and the net result was DKK 1,295,000.

2018
Andel Ratio A/S: The 2017 annual report is outJun 12, 2018

Andel Ratio A/S has published its annual report for 2017. Gross profit came to DKK -7,412,000, and the net result was DKK -10,436,000.

Ole Hillebrandt Jensen joins the board of Andel Ratio A/SMay 22, 2018

As of May 22, 2018, Ole Hillebrandt Jensen has joined the board of directors of Andel Ratio A/S.

Ole Christian Vestergaard joins the board of Andel Ratio A/SMay 22, 2018

As of May 22, 2018, Ole Christian Vestergaard has joined the board of directors of Andel Ratio A/S.

Charlotte Døssing Pommer leaves the board of Andel Ratio A/SMay 22, 2018

As of May 22, 2018, Charlotte Døssing Pommer has left the board of directors of Andel Ratio A/S.

Malene Richter Christensen leaves the board of Andel Ratio A/SMay 22, 2018

As of May 22, 2018, Malene Richter Christensen has left the board of directors of Andel Ratio A/S.

2017
Søren Klarskov joins the board of Andel Ratio A/SSep 28, 2017

As of September 28, 2017, Søren Klarskov has joined the board of directors of Andel Ratio A/S.

Carl Henrik Wej Petersen leaves the board of Andel Ratio A/SSep 28, 2017

As of September 28, 2017, Carl Henrik Wej Petersen has left the board of directors of Andel Ratio A/S.

Søren Klarskov joins Andel Ratio A/S as adm. dir.Sep 28, 2017

As of September 28, 2017, Søren Klarskov is registered as adm. dir. of Andel Ratio A/S.

Carl Henrik Wej Petersen steps down as adm. dir. of Andel Ratio A/SSep 28, 2017

As of September 28, 2017, Carl Henrik Wej Petersen has stepped down as adm. dir. of Andel Ratio A/S.

Andel Ratio A/S: The 2016 annual report is outApr 19, 2017

Andel Ratio A/S has published its annual report for 2016. Gross profit came to DKK 6,378,000, and the net result was DKK 0.

2016
Charlotte Døssing Pommer joins the board of Andel Ratio A/SJun 29, 2016

As of June 29, 2016, Charlotte Døssing Pommer has joined the board of directors of Andel Ratio A/S.

Jan Christian Martin Johansen leaves the board of Andel Ratio A/SJun 29, 2016

As of June 29, 2016, Jan Christian Martin Johansen has left the board of directors of Andel Ratio A/S.

Andel Ratio A/S: The 2015 annual report is outApr 27, 2016

Andel Ratio A/S has published its annual report for 2015. Gross profit came to DKK 5,039,000, and the net result was DKK -550,000.

2015
Andel Ratio A/S: The 2014 annual report is outApr 30, 2015

Andel Ratio A/S has published its annual report for 2014. Gross profit came to DKK 5,448,000, and the net result was DKK 151,000.

Jan Christian Martin Johansen joins the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Jan Christian Martin Johansen has joined the board of directors of Andel Ratio A/S.

Carl Henrik Wej Petersen joins the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Carl Henrik Wej Petersen has joined the board of directors of Andel Ratio A/S.

Malene Richter Christensen joins the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Malene Richter Christensen has joined the board of directors of Andel Ratio A/S.

Jesper Hjulmand leaves the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Jesper Hjulmand has left the board of directors of Andel Ratio A/S.

Jesper Lange leaves the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Jesper Lange has left the board of directors of Andel Ratio A/S.

Ole Christian Vestergaard leaves the board of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Ole Christian Vestergaard has left the board of directors of Andel Ratio A/S.

Carl Henrik Wej Petersen joins Andel Ratio A/S as adm. dir.Apr 22, 2015

As of April 22, 2015, Carl Henrik Wej Petersen is registered as adm. dir. of Andel Ratio A/S.

Jesper Hjulmand steps down as adm. dir. of Andel Ratio A/SApr 22, 2015

As of April 22, 2015, Jesper Hjulmand has stepped down as adm. dir. of Andel Ratio A/S.

2014
Andel Ratio A/S: The 2013 annual report is outMay 8, 2014

Andel Ratio A/S has published its annual report for 2013. Gross profit came to DKK 5,869,000, and the net result was DKK 304,000.

2013
Andel Ratio A/S: The 2012 annual report is outMay 22, 2013

Andel Ratio A/S has published its annual report for 2012.

Jesper Lange joins the board of Andel Ratio A/SJan 23, 2013

As of January 23, 2013, Jesper Lange has joined the board of directors of Andel Ratio A/S.

Ole Christian Vestergaard joins the board of Andel Ratio A/SJan 23, 2013

As of January 23, 2013, Ole Christian Vestergaard has joined the board of directors of Andel Ratio A/S.

Peter Holm Westergaard Iversen leaves the board of Andel Ratio A/SJan 23, 2013

As of January 23, 2013, Peter Holm Westergaard Iversen has left the board of directors of Andel Ratio A/S.

Ole Hillebrandt Jensen leaves the board of Andel Ratio A/SJan 23, 2013

As of January 23, 2013, Ole Hillebrandt Jensen has left the board of directors of Andel Ratio A/S.

Jesper Hjulmand joins Andel Ratio A/S as adm. dir.Jan 23, 2013

As of January 23, 2013, Jesper Hjulmand is registered as adm. dir. of Andel Ratio A/S.

Peter Holm Westergaard Iversen steps down as director of Andel Ratio A/SJan 23, 2013

As of January 23, 2013, Peter Holm Westergaard Iversen has stepped down as director of Andel Ratio A/S.

2012
Andel Ratio A/S appoints new auditorNov 27, 2012

As of November 27, 2012, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of Andel Ratio A/S.

Auditor steps down at Andel Ratio A/SNov 27, 2012

As of November 27, 2012, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has stepped down as auditor of Andel Ratio A/S.

2011
Andel Holding A/S registered as owner of Andel Ratio A/SAug 4, 2011

As of August 4, 2011, Andel Holding A/S is registered as an owner of Andel Ratio A/S with an ownership share of 100%.

Andel Ratio A/S appoints new auditorJul 1, 2011

As of July 1, 2011, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of Andel Ratio A/S.

Auditor steps down at Andel Ratio A/SJul 1, 2011

As of July 1, 2011, A/S PSE NR. 4820 has stepped down as auditor of Andel Ratio A/S.

Jesper Hjulmand joins the board of Andel Ratio A/SFeb 14, 2011

As of February 14, 2011, Jesper Hjulmand has joined the board of directors of Andel Ratio A/S.

Steen Beck Nielsen leaves the board of Andel Ratio A/SFeb 14, 2011

As of February 14, 2011, Steen Beck Nielsen has left the board of directors of Andel Ratio A/S.

2008
Peter Holm Westergaard Iversen joins the board of Andel Ratio A/SAug 11, 2008

As of August 11, 2008, Peter Holm Westergaard Iversen has joined the board of directors of Andel Ratio A/S.

Jeanette Dorthe Hartz leaves the board of Andel Ratio A/SAug 11, 2008

As of August 11, 2008, Jeanette Dorthe Hartz has left the board of directors of Andel Ratio A/S.

Peter Holm Westergaard Iversen joins Andel Ratio A/S as directorAug 11, 2008

As of August 11, 2008, Peter Holm Westergaard Iversen is registered as director of Andel Ratio A/S.

Jeanette Dorthe Hartz steps down as director of Andel Ratio A/SAug 11, 2008

As of August 11, 2008, Jeanette Dorthe Hartz has stepped down as director of Andel Ratio A/S.

Steen Beck Nielsen joins the board of Andel Ratio A/SApr 9, 2008

As of April 9, 2008, Steen Beck Nielsen has joined the board of directors of Andel Ratio A/S.

Olaf Berthelsen leaves the board of Andel Ratio A/SApr 9, 2008

As of April 9, 2008, Olaf Berthelsen has left the board of directors of Andel Ratio A/S.

2007
Jeanette Dorthe Hartz joins the board of Andel Ratio A/SSep 10, 2007

As of September 10, 2007, Jeanette Dorthe Hartz has joined the board of directors of Andel Ratio A/S.

Torben Glar Nielsen leaves the board of Andel Ratio A/SSep 10, 2007

As of September 10, 2007, Torben Glar Nielsen has left the board of directors of Andel Ratio A/S.

Jeanette Dorthe Hartz joins Andel Ratio A/S as directorSep 5, 2007

As of September 5, 2007, Jeanette Dorthe Hartz is registered as director of Andel Ratio A/S.

Torben Glar Nielsen steps down as director of Andel Ratio A/SSep 5, 2007

As of September 5, 2007, Torben Glar Nielsen has stepped down as director of Andel Ratio A/S.

2006
Andel Ratio A/S appoints new auditorApr 18, 2006

As of April 18, 2006, A/S PSE NR. 4820 has been appointed auditor of Andel Ratio A/S.

Auditor steps down at Andel Ratio A/SApr 18, 2006

As of April 18, 2006, Pricewaterhouse Coopers has stepped down as auditor of Andel Ratio A/S.

2005
Ole Hillebrandt Jensen joins the board of Andel Ratio A/SSep 1, 2005

As of September 1, 2005, Ole Hillebrandt Jensen has joined the board of directors of Andel Ratio A/S.

Lars Therkildsen leaves the board of Andel Ratio A/SSep 1, 2005

As of September 1, 2005, Lars Therkildsen has left the board of directors of Andel Ratio A/S.

2004
Torben Glar Nielsen joins the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Torben Glar Nielsen has joined the board of directors of Andel Ratio A/S.

Lars Therkildsen joins the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Lars Therkildsen has joined the board of directors of Andel Ratio A/S.

Olaf Berthelsen joins the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Olaf Berthelsen has joined the board of directors of Andel Ratio A/S.

Peter Leicht leaves the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Peter Leicht has left the board of directors of Andel Ratio A/S.

Jens Rubæk leaves the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Jens Rubæk has left the board of directors of Andel Ratio A/S.

Svend Ole Nielsen leaves the board of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Svend Ole Nielsen has left the board of directors of Andel Ratio A/S.

Torben Glar Nielsen joins Andel Ratio A/S as directorDec 20, 2004

As of December 20, 2004, Torben Glar Nielsen is registered as director of Andel Ratio A/S.

Peter Holm Westergaard Iversen steps down as director of Andel Ratio A/SDec 20, 2004

As of December 20, 2004, Peter Holm Westergaard Iversen has stepped down as director of Andel Ratio A/S.

2003
Andel Ratio A/S appoints new auditorMay 2, 2003

As of May 2, 2003, Pricewaterhouse Coopers has been appointed auditor of Andel Ratio A/S.

Auditor steps down at Andel Ratio A/SMay 2, 2003

As of May 2, 2003, ANDERSEN HÜBERTZ KIRKHOFF STATSAUTORISERET REVISIONSAKTIESELSKAB has stepped down as auditor of Andel Ratio A/S.

Peter Leicht joins the board of Andel Ratio A/SJan 22, 2003

As of January 22, 2003, Peter Leicht has joined the board of directors of Andel Ratio A/S.

Jens Rubæk joins the board of Andel Ratio A/SJan 22, 2003

As of January 22, 2003, Jens Rubæk has joined the board of directors of Andel Ratio A/S.

Jørgen Christensen leaves the board of Andel Ratio A/SJan 22, 2003

As of January 22, 2003, Jørgen Christensen has left the board of directors of Andel Ratio A/S.

Jesper Hjulmand leaves the board of Andel Ratio A/SJan 22, 2003

As of January 22, 2003, Jesper Hjulmand has left the board of directors of Andel Ratio A/S.

Peter Holm Westergaard Iversen joins Andel Ratio A/S as directorJan 22, 2003

As of January 22, 2003, Peter Holm Westergaard Iversen is registered as director of Andel Ratio A/S.

Svend Ole Nielsen steps down as director of Andel Ratio A/SJan 22, 2003

As of January 22, 2003, Svend Ole Nielsen has stepped down as director of Andel Ratio A/S.

2002
Jørgen Christensen joins the board of Andel Ratio A/SMar 18, 2002

As of March 18, 2002, Jørgen Christensen has joined the board of directors of Andel Ratio A/S.

Jesper Hjulmand joins the board of Andel Ratio A/SMar 18, 2002

As of March 18, 2002, Jesper Hjulmand has joined the board of directors of Andel Ratio A/S.

2000
Andel Ratio A/S appoints new auditorDec 11, 2000

As of December 11, 2000, ANDERSEN HÜBERTZ KIRKHOFF STATSAUTORISERET REVISIONSAKTIESELSKAB has been appointed auditor of Andel Ratio A/S.

Svend Ole Nielsen joins the board of Andel Ratio A/SDec 11, 2000

As of December 11, 2000, Svend Ole Nielsen has joined the board of directors of Andel Ratio A/S.

Svend Ole Nielsen joins Andel Ratio A/S as directorDec 11, 2000

As of December 11, 2000, Svend Ole Nielsen is registered as director of Andel Ratio A/S.

Andel Ratio A/S is foundedDec 11, 2000

Andel Ratio A/S was founded on December 11, 2000.

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