
Owners, management and financials
CVR: 20894601
Secondary names: FACTOR INSURANCE BROKERS JYLLAND A/S, ICD A/S, ICI A/S
Previous names: A/S PSE 38 NR. 1910, SWAN INTERMEDIARIES SCANDINAVIA A/S, FACTOR I.G. DANMARK A/S
DKK 10,534,182
Gross profit
Net result: DKK 826,767
MIDDELFART SPAREKASSE (5-9,99%), AL Sydbank A/S (33,33-49,99%)
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Klaus Ravn
Board: Svend Randers (chair) and 2 members
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Active
Founded 1 April 1998
CVR · view overview
11 employees
CVR · 2026
Owner registered: FACTOR INSURANCE BROKERS A/S
CVR · 01/07/2026
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FACTOR INSURANCE BROKERS A/S is a Danish company of the type Aktieselskab based in Holte, founded in 1998. The company is registered under the industry Forsikringsagenters og forsikringsmægleres aktiviteter. The company was previously named FACTOR I.G. DANMARK A/S and SWAN INTERMEDIARIES SCANDINAVIA A/S. The management consists of Klaus Ravn. The board consists of Svend Randers (chair), Michael Nelander Petersen and Peter Søndergaard Christiansen. The company's owners include MIDDELFART SPAREKASSE, AL Sydbank A/S and Sparekassen Danmark. The company has 11 employees (2026). In 2025, the company reported a gross profit of DKK 10,534,182 and a net result of DKK 826,767 compared with DKK 130,711 the year before. Equity in the 2025 report amounted to DKK 10,242,018.
Source: annual report 2025, Danish Business Authority
FACTOR INSURANCE BROKERS A/S demonstrates stable financial health, with consistent gross profits over the past five years, peaking at 15.5 million DKK in 2023. Profitability has shown a positive trend, increasing from 101,242 DKK in 2021 to 826,767 DKK in 2025, indicating effective cost management and operational efficiency. The company's equity position remains strong, though it has slightly declined from 11.87 million DKK in 2024 to 10.24 million DKK in 2025. While revenue figures are not disclosed, the steady gross profit suggests a solid position within the insurance brokerage industry, although the lack of revenue transparency may raise concerns among potential investors.
AI-generated summary · Generated 14/08/2026
Selskabets formål er at drive virksomhed med rådgivning om og formidling af danske og internationale forsikringsydelser samt anden hermed beslægtet virksomhed. Selskabet ejer desuden ejendommen Kongevejen 415, Holte og varetager den hermed forbundne udlejningsvirksomhed.
Source: annual reports filed with the Danish Business Authority.
| Period | Gross Profit | Profit/Loss | Total Assets | Equity | Employees | Report |
|---|---|---|---|---|---|---|
| 202501/01/2025 – 31/12/2025 | 10.5 mio. | 827 t. | 44.6 mio. | 10.2 mio. | 11 | |
| 202401/01/2024 – 31/12/2024 | 10.5 mio. | 131 t. | 23.9 mio. | 11.9 mio. | 10 | |
| 202301/01/2023 – 31/12/2023 | 15.5 mio. | 841 t. | 24.4 mio. | 11.7 mio. | 11 | |
| 202201/01/2022 – 31/12/2022 | 9.7 mio. | 477 t. | 14.2 mio. | 10.9 mio. | 10 | |
| 202101/01/2021 – 31/12/2021 | 9.3 mio. | 101 t. | 12.5 mio. | 10.4 mio. | 12 | |
| 202001/01/2020 – 31/12/2020 | 9 mio. | 425 t. | 13.8 mio. | 10.3 mio. | 11 | |
| 201901/01/2019 – 31/12/2019 | 9.1 mio. | 803 t. | 12.7 mio. | 9.9 mio. | 10 | |
| 201801/01/2018 – 31/12/2018 | 7.7 mio. | 605 t. | 11.2 mio. | 9.1 mio. | 7 | |
| 201701/01/2017 – 31/12/2017 | 7.1 mio. | 514 t. | 10.2 mio. | 8.5 mio. | 7 | |
| 201601/01/2016 – 31/12/2016 | 6.8 mio. | 223 t. | 9.9 mio. | 8 mio. | 7 | |
| 201501/01/2015 – 31/12/2015 | 7.3 mio. | 22 t. | 10 mio. | 7.8 mio. | 8 | |
| 201401/01/2014 – 31/12/2014 | 4.2 mio. | -225 t. | 4.6 mio. | 2 mio. | 6 | |
| 201301/01/2013 – 31/12/2013 | 5.1 mio. | -105 t. | 5.2 mio. | 2.2 mio. | 7 | |
| 201201/01/2012 – 31/12/2012 | 6.9 mio. | 110 t. | 5.9 mio. | 2.3 mio. | 8 |
Compared to 326 companies in Forsikringsagenters og forsikringsmægleres aktiviteter
Comparison is based on industry median values
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Set up monitoringThe CVR number of FACTOR INSURANCE BROKERS A/S is 20894601.
The owners of FACTOR INSURANCE BROKERS A/S include MIDDELFART SPAREKASSE, AL Sydbank A/S and Sparekassen Danmark.
The management of FACTOR INSURANCE BROKERS A/S consists of Klaus Ravn.
The board of FACTOR INSURANCE BROKERS A/S consists of Svend Randers, Michael Nelander Petersen and Peter Søndergaard Christiansen, with Svend Randers as chair.
In 2025, FACTOR INSURANCE BROKERS A/S reported a gross profit of DKK 10,534,182.
FACTOR INSURANCE BROKERS A/S had 11 employees in 2026 according to the Danish CVR register.
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Contact info changed: new phone: 45172000, new email: [email protected], new website: www.factor.dk (July 7, 2026).
As of July 1, 2026, FACTOR INSURANCE BROKERS A/S is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 5%.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2025. Gross profit came to DKK 10,534,182, and the net result was DKK 826,767.
Contact info changed: new phone: 45172000, new email: [email protected], new website: www.factor.dk (April 9, 2026).
Contact info changed: new phone: 45172000, new email: [email protected], new website: www.factor.dk (January 13, 2026).
As of December 8, 2025, AL Sydbank A/S is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 33%.
As of June 26, 2025, Svend Randers has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of June 26, 2025, John Lundsgaard has left the board of directors of FACTOR INSURANCE BROKERS A/S.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2024. Gross profit came to DKK 10,530,972, and the net result was DKK 130,711.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2023. Gross profit came to DKK 15,501,968, and the net result was DKK 841,458.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2022. Gross profit came to DKK 9,671,857, and the net result was DKK 476,767.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2021. Gross profit came to DKK 9,319,312, and the net result was DKK 101,242.
As of September 1, 2021, Sparekassen Danmark is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 10%.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2020. Gross profit came to DKK 8,978,831, and the net result was DKK 425,096.
As of April 1, 2021, Klaus Ravn is registered as adm. dir. of FACTOR INSURANCE BROKERS A/S.
As of April 1, 2021, Lars Neumann has stepped down as director of FACTOR INSURANCE BROKERS A/S.
As of March 31, 2021, Michael Nelander Petersen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of March 31, 2021, Per Asbjørn Sønderup has left the board of directors of FACTOR INSURANCE BROKERS A/S.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2019. Gross profit came to DKK 9,084,653, and the net result was DKK 803,058.
As of January 6, 2020, SJF Bank A/S is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 5%.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2018. Gross profit came to DKK 7,652,915, and the net result was DKK 604,825.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2017. Gross profit came to DKK 7,129,495, and the net result was DKK 513,765.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2016. Gross profit came to DKK 6,809,745, and the net result was DKK 223,091.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2015. Gross profit came to DKK 7,272,867, and the net result was DKK 22,060.
As of May 13, 2015, MIDDELFART SPAREKASSE is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 5%.
As of May 13, 2015, SPAREKASSEN KRONJYLLAND is registered as an owner of FACTOR INSURANCE BROKERS A/S with an ownership share of 5%.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2014. Gross profit came to DKK 4,222,835, and the net result was DKK -225,051.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2013. Gross profit came to DKK 5,121,412, and the net result was DKK -105,470.
As of March 31, 2014, CHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of March 31, 2014, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
FACTOR INSURANCE BROKERS A/S has published its annual report for 2012. Gross profit came to DKK 6,862,235, and the net result was DKK 109,536.
As of March 20, 2013, Per Asbjørn Sønderup has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of March 20, 2013, Bent Jensen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of March 28, 2012, Bent Jensen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of March 28, 2012, Karl Tholstrup has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 1, 2011, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of July 1, 2011, A/S PSE NR. 4820 has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of March 31, 2011, Karl Tholstrup has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of March 31, 2011, Klaus Oberthanner Skjødt has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 17, 2010, A/S PSE NR. 4820 has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of December 17, 2010, JUT NR. 2180 A/S has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of June 29, 2010, Klaus Oberthanner Skjødt has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of June 29, 2010, Henrik Westergaard has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, JUT NR. 2180 A/S has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, A/S PSE NR. 4820 has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Henrik Westergaard has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Peter Søndergaard Christiansen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, John Lundsgaard has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Eilif Nørgaard has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Gisle Skansen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Tore Kvam has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Lars Neumann is registered as director of FACTOR INSURANCE BROKERS A/S.
As of November 3, 2008, Eilif Nørgaard has stepped down as adm. dir. of FACTOR INSURANCE BROKERS A/S.
As of March 1, 2007, A/S PSE NR. 4820 has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of March 1, 2007, Pricewaterhouse Coopers has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of April 29, 2004, Tore Kvam has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of April 29, 2004, Terje Finholdt has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of February 24, 2004, Eilif Nørgaard has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of February 24, 2004, Terje Finholdt has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of February 24, 2004, Gisle Skansen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of February 24, 2004, Jørn Ole Jørgensen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of February 24, 2004, Erlend Sundstrøm has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 27, 2003, Peter Hinrichsen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of November 27, 2003, Jørn Allan Pedersen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
On July 11, 2003, the company changed its name from FACTOR I.G. DANMARK A/S to FACTOR INSURANCE BROKERS A/S.
As of July 1, 2003, Eilif Nørgaard is registered as adm. dir. of FACTOR INSURANCE BROKERS A/S.
As of July 1, 2003, Jørn Allan Pedersen has stepped down as director of FACTOR INSURANCE BROKERS A/S.
As of February 28, 2003, Jørn Allan Pedersen is registered as director of FACTOR INSURANCE BROKERS A/S.
As of February 10, 2003, Peter Feldthusen has stepped down as director of FACTOR INSURANCE BROKERS A/S.
As of October 4, 2002, Jørn Ole Jørgensen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of October 4, 2002, Jørn Allan Pedersen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of October 4, 2002, Erlend Sundstrøm has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of October 4, 2002, Peter Feldthusen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of May 13, 2002, Klaus Damgaard Steffensen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of January 28, 2002, VX 20.198 ApS has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of January 1, 2002, Pricewaterhouse Coopers has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of December 12, 2001, Klaus Damgaard Steffensen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 12, 2001, Peter Hinrichsen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 12, 2001, Tina Kolding Feldthusen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 12, 2001, Jørn Allan Pedersen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
On May 1, 2001, the company changed its name from SWAN INTERMEDIARIES SCANDINAVIA A/S to FACTOR I.G. DANMARK A/S.
As of December 6, 2000, Jørn Allan Pedersen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 6, 2000, Albert Johannes Kristian Stilling has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of December 21, 1998, VX 20.198 ApS has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of December 21, 1998, REGISTRERET REVISOR JENS BALSLEV ANPARTSSELSKAB has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
On July 17, 1998, the company changed its name from A/S PSE 38 NR. 1910 to SWAN INTERMEDIARIES SCANDINAVIA A/S.
As of July 16, 1998, REGISTRERET REVISOR JENS BALSLEV ANPARTSSELSKAB has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, JUT NR. 2180 A/S has stepped down as auditor of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Peter Feldthusen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Albert Johannes Kristian Stilling has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Tina Kolding Feldthusen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Kim Madsen has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Peter Andreas Stakemann has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Annemette Heller has left the board of directors of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Peter Feldthusen is registered as director of FACTOR INSURANCE BROKERS A/S.
As of July 16, 1998, Peter Andreas Stakemann has stepped down as director of FACTOR INSURANCE BROKERS A/S.
As of April 1, 1998, JUT NR. 2180 A/S has been appointed auditor of FACTOR INSURANCE BROKERS A/S.
As of April 1, 1998, Kim Madsen has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of April 1, 1998, Peter Andreas Stakemann has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of April 1, 1998, Annemette Heller has joined the board of directors of FACTOR INSURANCE BROKERS A/S.
As of April 1, 1998, Peter Andreas Stakemann is registered as director of FACTOR INSURANCE BROKERS A/S.
FACTOR INSURANCE BROKERS A/S was founded on April 1, 1998.
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