Owners, management and financials
CVR: 40716297
Secondary names: Andmoney ApS, Young Money ApS, bconomy ApS
Previous names: Young Money ApS, &Money ApS
DKK 18,096,153
Gross profit
Net result: DKK 9,758,507
AL Sydbank A/S (25-33,32%), NYKREDIT BANK A/S (50-66,65%)
1 more
CVR · view owners
Torsten Michael Schøler Terp
Board: Carsten Kruse (chair) and 6 members
CVR · view management
Active
Founded 16 August 2019
CVR · view overview
4 employees
CVR · 2026
Owner registered: NYKREDIT BANK A/S
CVR · 01/04/2026
View the full event history
&money ApS is a Danish company of the type Anpartsselskab based in Nordhavn, founded in 2019. The company is registered under the industry Andre IT- og computerserviceaktiviteter. The company was previously named &Money ApS and Young Money ApS. The management consists of Torsten Michael Schøler Terp. The board consists of Carsten Kruse (chair), Casper Kidmose, Jesper Mygind and Jørn Larsen. The company is owned by AL Sydbank A/S, NYKREDIT BANK A/S and Trifork Labs ApS. The company has 4 employees (2026). In 2025, the company reported a gross profit of DKK 18,096,153 and a net result of DKK 9,758,507 compared with DKK -4,059,184 the year before. Equity in the 2025 report amounted to DKK 20,663,001.
Source: annual report 2025, Danish Business Authority
The financial health of &money ApS shows a significant turnaround in 2025, with a gross profit of 18,096,153 DKK and a profit of 9,758,507 DKK, contrasting sharply with previous years of losses. From 2021 to 2024, the company faced declining gross profits and increasing losses, culminating in a profit of -17,563,613 DKK in 2023. However, the equity position has remained relatively strong, increasing to 20,663,001 DKK in 2025, indicating a solid foundation for future growth. Despite the previous struggles, the recent profitability suggests a potential recovery and improved operational efficiency within the IT services industry.
AI-generated summary · Generated 12/08/2026
Selskabets formål er at drive kommerciel IT-virksomhed, der sælger softwarelicenser til virksomheder i Danmark og i udlandet.
Source: annual reports filed with the Danish Business Authority.
| Period | Gross Profit | Profit/Loss | Total Assets | Equity | Employees | Report |
|---|---|---|---|---|---|---|
| 202501/01/2025 – 31/12/2025 | 18.1M | 9.8M | 36.4M | 20.7M | 3 | |
| 202401/01/2024 – 31/12/2024 | 3.8M | -4.1M | 23.5M | 10.9M | 3 | |
| 202301/01/2023 – 31/12/2023 | -824K | -17.6M | 23.1M | 15M | 2 | |
| 202201/01/2022 – 31/12/2022 | -2.5M | -4.8M | 24M | 20.5M | 0 | |
| 202101/01/2021 – 31/12/2021 | -205K | -1.6M | 18.1M | 14.3M | 0 |
Compared to 754 companies in Andre IT- og computerserviceaktiviteter
Comparison is based on industry median values
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Read about the CDS scoreThe CVR number of &money ApS is 40716297.
&money ApS is owned by AL Sydbank A/S, NYKREDIT BANK A/S and Trifork Labs ApS.
The management of &money ApS consists of Torsten Michael Schøler Terp.
The board of &money ApS consists of Carsten Kruse, Casper Kidmose and Jesper Mygind, with Carsten Kruse as chair.
In 2025, &money ApS reported a gross profit of DKK 18,096,153.
&money ApS had 4 employees in 2026 according to the Danish CVR register.
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&money ApS has published its annual report for 2025. Gross profit came to DKK 18,096,153, and the net result was DKK 9,758,507.
Contact info changed: new email: [email protected], new website: www.andmoney.dk (April 28, 2026).
As of April 1, 2026, NYKREDIT BANK A/S is registered as an owner of &money ApS with an ownership share of 50%.
Contact info changed: new email: [email protected], new website: www.andmoney.dk (March 16, 2026).
As of March 13, 2026, Linette Damgaard Hansen has joined the board of directors of &money ApS.
As of March 13, 2026, Frederik Hviid has left the board of directors of &money ApS.
As of December 18, 2025, Casper Kidmose has joined the board of directors of &money ApS.
As of December 18, 2025, Henrik Nystrup Kragh has left the board of directors of &money ApS.
As of December 5, 2025, AL Sydbank A/S is registered as an owner of &money ApS with an ownership share of 25%.
&money ApS has published its annual report for 2024. Gross profit came to DKK 3,797,634, and the net result was DKK -4,059,184.
As of April 1, 2025, Kim Østergaard has left the board of directors of &money ApS.
&money ApS has published its annual report for 2023. Gross profit came to DKK -824,323, and the net result was DKK -17,563,613.
As of January 1, 2024, Kim Østergaard has joined the board of directors of &money ApS.
As of January 1, 2024, Morten Baden has left the board of directors of &money ApS.
As of June 8, 2023, Frederik Hviid has joined the board of directors of &money ApS.
&money ApS has published its annual report for 2022. Gross profit came to DKK -2,525,099, and the net result was DKK -4,775,643.
As of February 28, 2023, Christian Holm Nielsen has left the board of directors of &money ApS.
As of December 16, 2022, Henrik Nystrup Kragh has joined the board of directors of &money ApS.
As of December 16, 2022, Kim Østergaard has left the board of directors of &money ApS.
As of October 27, 2022, Michael Guy Cottle has joined the board of directors of &money ApS.
As of October 27, 2022, Simon Sinding Jørgensen has left the board of directors of &money ApS.
On October 5, 2022, the company changed its name from &Money ApS to &money ApS.
&money ApS has published its annual report for 2021. Gross profit came to DKK -204,811, and the net result was DKK -1,579,711.
As of May 16, 2022, Christian Holm Nielsen has joined the board of directors of &money ApS.
As of May 16, 2022, Carsten Kruse has joined the board of directors of &money ApS.
As of May 16, 2022, Morten Baden has joined the board of directors of &money ApS.
As of May 16, 2022, Jette Haarup-Jensen has left the board of directors of &money ApS.
As of May 15, 2022, Carsten Kruse has left the board of directors of &money ApS.
As of May 15, 2022, Morten Baden has left the board of directors of &money ApS.
As of June 30, 2021, Jørn Larsen has joined the board of directors of &money ApS.
As of June 30, 2021, Jesper Mygind has joined the board of directors of &money ApS.
On June 30, 2021, the company changed its name from Young Money ApS to &Money ApS.
As of June 30, 2021, Trifork Labs ApS is registered as an owner of &money ApS with an ownership share of 25%.
&money ApS has published its interim report for the period August 16, 2019 to December 31, 2020.
As of June 15, 2021, EY Godkendt Revisionspartnerselskab has been appointed auditor of &money ApS.
As of June 15, 2021, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has stepped down as auditor of &money ApS.
As of September 21, 2020, Morten Baden has joined the board of directors of &money ApS.
As of September 21, 2020, Ole Madsen has left the board of directors of &money ApS.
As of April 17, 2020, Simon Sinding Jørgensen has joined the board of directors of &money ApS.
As of April 17, 2020, Jette Haarup-Jensen has joined the board of directors of &money ApS.
As of October 23, 2019, Torsten Michael Schøler Terp has joined the board of directors of &money ApS.
As of October 23, 2019, Kim Østergaard has joined the board of directors of &money ApS.
As of October 23, 2019, Ole Madsen has joined the board of directors of &money ApS.
As of October 23, 2019, Carsten Kruse has joined the board of directors of &money ApS.
As of October 23, 2019, Torsten Michael Schøler Terp is registered as adm. dir. of &money ApS.
As of October 23, 2019, Ole Madsen has stepped down as director of &money ApS.
As of August 16, 2019, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of &money ApS.
As of August 16, 2019, Ole Madsen is registered as director of &money ApS.
&money ApS was founded on August 16, 2019.
Uneven Bits ApS is an independent IT consultancy founded and operated by Klaus Byskov Pedersen. With deep expertise in software architecture and systems design, I help organizations build robust, scalable, and maintainable technical solutions. Whether you need strategic guidance on technology decisions, hands-on architecture work, or help navigating complex technical challenges, I bring focused expertise and a practical approach to every engagement.
Selskabets formål er at udøve virksomhed med handel og service samt aktiviteter i tilknytning hertil.
Selskabets formål er at udøve virksomhed med handel og service samt aktiviteter i tilknytning hertil.
Selskabets formål er IT- og kommunikationsvirksomhed samt virksomhed i øvrigt, der efter bestyrelsens skøn står i forbindelse hermed.
Selskabets formål er at udvikle, markedsføre, sælge og implementere software produkter til brug ved indkøbsstyring og dermed efter bestyrelsens skøn beslægtet virksomhed
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