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Al Finans A/S

CVR: 31433428

Growing 7% p.a.Medium companyWell-established (91 yrs)Loss-making

Secondary names: AL FACTORING A/S, AL LEASING A/S, ALFINA FINANSIERINGSAKTIESELSKAB

Previous names: AL FINANS A/S, ALFINA FINANSIERINGSAKTIESELSKAB

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About Al Finans A/S

Al Finans A/S is a Danish company of the type Aktieselskab based in København SV, founded in 1935. The company is registered under the industry Andre kreditselskabers aktiviteter. The company was previously named ALFINA FINANSIERINGSAKTIESELSKAB and AL FINANS A/S. The management consists of Johan Ploug Aagaard. The company is owned by AL Sydbank A/S. The company has 83 employees. In 2025, the company reported revenue of DKK 433,657,000 and a net result of DKK -81,732,000 compared with DKK 20,878,000 the year before. Equity amounted to DKK 301,674,000.

Al Finans A/S is currently facing significant financial challenges, highlighted by a decline in profitability and increasing losses. In 2025, the company reported a revenue of 433.7 million DKK but incurred a loss of 81.7 million DKK, following a profit of 20.9 million DKK in 2024. The equity position has decreased from 404 million DKK in 2022 to 301.7 million DKK in 2025, indicating potential concerns regarding financial stability. Despite a growing revenue trend from 231.7 million DKK in 2021 to 523.2 million DKK in 2024, the recent downturn raises questions about operational efficiency and market position within the credit industry.

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Overview

Company type
A/S
Aktieselskab
Address
Sluseholmen 3, 2450 København SV
KØBENHAVN
2450 København SV
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Founded
9.2.1935

Details

Industry
Andre kreditselskabers aktiviteter
Code: 649230
Secondary industries
Finansiel leasing (649100)
Udlejning og leasing af biler og lette motorkøretøjer (771100)
Employees
83 employees
81 FTE
(2018)
Capital
6.000.000 kr.

Contact

Phone
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Purpose

Selskabets formål er at drive finansiel virksomhed og tilbyde finansielle serviceydelser og anden dermed i forbindelse stående virksomhed.

Location

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Financials

YearRevenueProfit/LossTotal AssetsEquityEmployeesReport
2025433.7 mio.-81.7 mio.8.8 mia.301.7 mio.85
2024523.2 mio.20.9 mio.9 mia.383.4 mio.83
2023483.6 mio.-41.5 mio.8.5 mia.362.5 mio.86
2022288.3 mio.60.6 mio.8.1 mia.404 mio.90
2021231.7 mio.35.4 mio.6.9 mia.343.4 mio.91
2020220 mio.22.2 mio.6 mia.308 mio.85
2019209.1 mio.19.4 mio.5.3 mia.285.8 mio.82
2018205.3 mio.31.4 mio.4.8 mia.266.4 mio.81
2017233.7 mio.20.7 mio.4.4 mia.266.1 mio.80
2016228.5 mio.34.8 mio.4.1 mia.245.3 mio.77
2015208.8 mio.33.1 mio.3.7 mia.210.5 mio.76
2014213.1 mio.37.6 mio.3.3 mia.177.4 mio.79
2013195.9 mio.36.7 mio.2.9 mia.139.8 mio.79

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Industry Benchmarks

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Compared to 96 companies in Andre kreditselskabers aktiviteter

Revenue
Company433.7 mio.
Industry median1.9 mio.
226.6x
Profit margin
Company-18.8%
Industry median40.0%
100% below
Employees
Company85
Industry median2
42.5x
Equity ratio
Company3.4%
Industry median70.0%
20.4x below

Comparison is based on industry median values

Ownership

Owners
AL Sydbank A/S
CVR: 12626509
100%
Al Finans A/S
CVR: 31433428

Management

Directors

Johan Ploug Aagaard(ADM. DIR.)

Board

Jørn Adam Møller(FORMAND)
Bjørn Bøje Jensen(BESTYRELSESMEDLEM)
Jan Walther Andersen(BESTYRELSESMEDLEM)

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Production units (3)

Al Finans A/S
P-no: 1001675486
Sluseholmen 3, 2450, København SV
Andre kreditselskabers aktiviteter
83 employees

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History

104 events
2026
Al Finans A/S changes addressApr 24, 2026

Address changed to Sluseholmen 3, 2450 København SV (April 24, 2026).

Al Finans A/S updates contact informationApr 24, 2026

Contact info changed: new phone: 43434900 (April 24, 2026).

Al Finans A/S updates contact informationMar 10, 2026

Contact info changed: new phone: 43434900 (March 10, 2026).

Al Finans A/S updates contact informationMar 6, 2026

Contact info changed: new phone: 43434900 (March 6, 2026).

Al Finans A/S: The 2025 annual report is outMar 5, 2026

Al Finans A/S has published its annual report for 2025. Revenue came to DKK 433,657,000, and the net result was DKK -81,732,000.

Johan Ploug Aagaard joins Al Finans A/S as adm. dir.Feb 27, 2026

As of February 27, 2026, Johan Ploug Aagaard is registered as adm. dir. of Al Finans A/S.

Henrik Lund steps down as adm. dir. of Al Finans A/SFeb 27, 2026

As of February 27, 2026, Henrik Lund has stepped down as adm. dir. of Al Finans A/S.

Johan Ploug Aagaard steps down as director of Al Finans A/SFeb 26, 2026

As of February 26, 2026, Johan Ploug Aagaard has stepped down as director of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 25, 2026

As of February 25, 2026, PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SFeb 25, 2026

As of February 25, 2026, EY Godkendt Revisionspartnerselskab has stepped down as auditor of Al Finans A/S.

Al Finans A/S updates contact informationFeb 12, 2026

Contact info changed: new phone: 43434900 (February 12, 2026).

Jørn Adam Møller joins the board of Al Finans A/SFeb 10, 2026

As of February 10, 2026, Jørn Adam Møller has joined the board of directors of Al Finans A/S.

Frank Finne Mortensen leaves the board of Al Finans A/SFeb 10, 2026

As of February 10, 2026, Frank Finne Mortensen has left the board of directors of Al Finans A/S.

Gry Bandholm Anker-Møller leaves the board of Al Finans A/SFeb 10, 2026

As of February 10, 2026, Gry Bandholm Anker-Møller has left the board of directors of Al Finans A/S.

Svend Randers leaves the board of Al Finans A/SFeb 10, 2026

As of February 10, 2026, Svend Randers has left the board of directors of Al Finans A/S.

2025
AL Sydbank A/S registered as owner of Al Finans A/SDec 5, 2025

As of December 5, 2025, AL Sydbank A/S is registered as an owner of Al Finans A/S with an ownership share of 100%.

Jan Walther Andersen joins the board of Al Finans A/SNov 18, 2025

As of November 18, 2025, Jan Walther Andersen has joined the board of directors of Al Finans A/S.

Frank Finne Mortensen joins the board of Al Finans A/SNov 18, 2025

As of November 18, 2025, Frank Finne Mortensen has joined the board of directors of Al Finans A/S.

Svend Randers joins the board of Al Finans A/SNov 18, 2025

As of November 18, 2025, Svend Randers has joined the board of directors of Al Finans A/S.

Jan Walther Andersen leaves the board of Al Finans A/SNov 17, 2025

As of November 17, 2025, Jan Walther Andersen has left the board of directors of Al Finans A/S.

Frank Finne Mortensen leaves the board of Al Finans A/SNov 17, 2025

As of November 17, 2025, Frank Finne Mortensen has left the board of directors of Al Finans A/S.

Svend Randers leaves the board of Al Finans A/SNov 17, 2025

As of November 17, 2025, Svend Randers has left the board of directors of Al Finans A/S.

Al Finans A/S: The 2024 annual report is outFeb 26, 2025

Al Finans A/S has published its annual report for 2024. Revenue came to DKK 523,199,000, and the net result was DKK 20,878,000.

2024
Henrik Lund joins Al Finans A/S as adm. dir.Oct 9, 2024

As of October 9, 2024, Henrik Lund is registered as adm. dir. of Al Finans A/S.

Johan Ploug Aagaard joins Al Finans A/S as directorOct 9, 2024

As of October 9, 2024, Johan Ploug Aagaard is registered as director of Al Finans A/S.

Henrik Lund steps down as director of Al Finans A/SOct 8, 2024

As of October 8, 2024, Henrik Lund has stepped down as director of Al Finans A/S.

Al Finans A/S: The 2023 annual report is outMar 14, 2024

Al Finans A/S has published its annual report for 2023. Revenue came to DKK 483,623,000, and the net result was DKK -41,510,000.

Torben Andre Petersen leaves the board of Al Finans A/SFeb 26, 2024

As of February 26, 2024, Torben Andre Petersen has left the board of directors of Al Finans A/S.

Simon Sinding Jørgensen leaves the board of Al Finans A/SFeb 26, 2024

As of February 26, 2024, Simon Sinding Jørgensen has left the board of directors of Al Finans A/S.

2023
Al Finans A/S: The 2022 annual report is outMar 21, 2023

Al Finans A/S has published its annual report for 2022. Revenue came to DKK 288,332,000, and the net result was DKK 60,627,000.

Gry Bandholm Anker-Møller joins the board of Al Finans A/SFeb 24, 2023

As of February 24, 2023, Gry Bandholm Anker-Møller has joined the board of directors of Al Finans A/S.

Bjørn Bøje Jensen joins the board of Al Finans A/SFeb 24, 2023

As of February 24, 2023, Bjørn Bøje Jensen has joined the board of directors of Al Finans A/S.

Torben Andre Petersen joins the board of Al Finans A/SFeb 24, 2023

As of February 24, 2023, Torben Andre Petersen has joined the board of directors of Al Finans A/S.

Jensmartin Bendi Frandsen leaves the board of Al Finans A/SFeb 24, 2023

As of February 24, 2023, Jensmartin Bendi Frandsen has left the board of directors of Al Finans A/S.

2022
Al Finans A/S: The 2021 annual report is outMar 15, 2022

Al Finans A/S has published its annual report for 2021. Revenue came to DKK 231,704,000, and the net result was DKK 35,414,000.

Jan Walther Andersen joins the board of Al Finans A/SFeb 25, 2022

As of February 25, 2022, Jan Walther Andersen has joined the board of directors of Al Finans A/S.

Gert Rinaldo Jonassen leaves the board of Al Finans A/SFeb 25, 2022

As of February 25, 2022, Gert Rinaldo Jonassen has left the board of directors of Al Finans A/S.

Jan Walther Andersen leaves the board of Al Finans A/SFeb 24, 2022

As of February 24, 2022, Jan Walther Andersen has left the board of directors of Al Finans A/S.

2021
Frank Finne Mortensen joins the board of Al Finans A/SDec 6, 2021

As of December 6, 2021, Frank Finne Mortensen has joined the board of directors of Al Finans A/S.

Simon Sinding Jørgensen joins the board of Al Finans A/SDec 6, 2021

As of December 6, 2021, Simon Sinding Jørgensen has joined the board of directors of Al Finans A/S.

Al Finans A/S: The 2020 annual report is outMar 8, 2021

Al Finans A/S has published its annual report for 2020. Revenue came to DKK 220,038,000, and the net result was DKK 22,158,000.

2020
Jensmartin Bendi Frandsen joins the board of Al Finans A/SNov 2, 2020

As of November 2, 2020, Jensmartin Bendi Frandsen has joined the board of directors of Al Finans A/S.

Signe Thustrup Kreiner leaves the board of Al Finans A/SNov 2, 2020

As of November 2, 2020, Signe Thustrup Kreiner has left the board of directors of Al Finans A/S.

Al Finans A/S: The 2019 annual report is outMar 4, 2020

Al Finans A/S has published its annual report for 2019. Revenue came to DKK 209,091,000, and the net result was DKK 19,449,000.

Svend Randers joins the board of Al Finans A/SFeb 26, 2020

As of February 26, 2020, Svend Randers has joined the board of directors of Al Finans A/S.

Signe Thustrup Kreiner joins the board of Al Finans A/SFeb 26, 2020

As of February 26, 2020, Signe Thustrup Kreiner has joined the board of directors of Al Finans A/S.

Jesper Kaltoft Karlsen leaves the board of Al Finans A/SFeb 26, 2020

As of February 26, 2020, Jesper Kaltoft Karlsen has left the board of directors of Al Finans A/S.

Svend Randers leaves the board of Al Finans A/SFeb 25, 2020

As of February 25, 2020, Svend Randers has left the board of directors of Al Finans A/S.

2019
Al Finans A/S: The 2018 annual report is outFeb 27, 2019

Al Finans A/S has published its annual report for 2018. Revenue came to DKK 205,283,000, and the net result was DKK 31,419,000.

Al Finans A/S appoints new auditorFeb 27, 2019

As of February 27, 2019, EY Godkendt Revisionspartnerselskab has been appointed auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SFeb 27, 2019

As of February 27, 2019, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has stepped down as auditor of Al Finans A/S.

2018
Kjeld Gosvig-Jensen leaves the board of Al Finans A/SJun 30, 2018

As of June 30, 2018, Kjeld Gosvig-Jensen has left the board of directors of Al Finans A/S.

Al Finans A/S: The 2017 annual report is outMar 2, 2018

Al Finans A/S has published its annual report for 2017. Revenue came to DKK 233,715,000, and the net result was DKK 20,728,000.

2017
Al Finans A/S: The 2016 annual report is outMar 2, 2017

Al Finans A/S has published its annual report for 2016. Revenue came to DKK 228,508,000, and the net result was DKK 34,836,000.

2016
Al Finans A/S: The 2015 annual report is outFeb 17, 2016

Al Finans A/S has published its annual report for 2015. Revenue came to DKK 208,773,000, and the net result was DKK 33,076,000.

Svend Randers joins the board of Al Finans A/SFeb 16, 2016

As of February 16, 2016, Svend Randers has joined the board of directors of Al Finans A/S.

Jesper Kaltoft Karlsen joins the board of Al Finans A/SFeb 16, 2016

As of February 16, 2016, Jesper Kaltoft Karlsen has joined the board of directors of Al Finans A/S.

2015
Henrik Lund joins Al Finans A/S as directorNov 9, 2015

As of November 9, 2015, Henrik Lund is registered as director of Al Finans A/S.

Svend Randers steps down as director of Al Finans A/SNov 9, 2015

As of November 9, 2015, Svend Randers has stepped down as director of Al Finans A/S.

Al Finans A/S: The 2014 annual report is outFeb 25, 2015

Al Finans A/S has published its annual report for 2014. Revenue came to DKK 213,100,000, and the net result was DKK 37,587,000.

2014
Al Finans A/S: The 2013 annual report is outFeb 28, 2014

Al Finans A/S has published its annual report for 2013. Revenue came to DKK 195,902,000, and the net result was DKK 36,686,000.

2013
Lasse Kiær Nielsen leaves the board of Al Finans A/SMay 24, 2013

As of May 24, 2013, Lasse Kiær Nielsen has left the board of directors of Al Finans A/S.

Lars Helt Haahr steps down as director of Al Finans A/SMay 24, 2013

As of May 24, 2013, Lars Helt Haahr has stepped down as director of Al Finans A/S.

Al Finans A/S: The 2012 annual report is outMay 15, 2013

Al Finans A/S has published its annual report for 2012.

Svend Randers joins Al Finans A/S as directorJan 1, 2013

As of January 1, 2013, Svend Randers is registered as director of Al Finans A/S.

2011
Al Finans A/S appoints new auditorOct 13, 2011

As of October 13, 2011, DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB has been appointed auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SOct 13, 2011

As of October 13, 2011, REVISIONS- OG FORVALTNINGS- INSTITUTET, AKTIESELSKAB has stepped down as auditor of Al Finans A/S.

2010
Jan Walther Andersen joins the board of Al Finans A/SSep 21, 2010

As of September 21, 2010, Jan Walther Andersen has joined the board of directors of Al Finans A/S.

Gert Rinaldo Jonassen joins the board of Al Finans A/SSep 21, 2010

As of September 21, 2010, Gert Rinaldo Jonassen has joined the board of directors of Al Finans A/S.

Poul Erik Skov Christensen leaves the board of Al Finans A/SSep 21, 2010

As of September 21, 2010, Poul Erik Skov Christensen has left the board of directors of Al Finans A/S.

Kristian Østergaard leaves the board of Al Finans A/SSep 21, 2010

As of September 21, 2010, Kristian Østergaard has left the board of directors of Al Finans A/S.

2009
Auditor steps down at Al Finans A/SMay 4, 2009

As of May 4, 2009, Kaj Olsen has stepped down as auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SMay 4, 2009

As of May 4, 2009, Lise Storm has stepped down as auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SMay 4, 2009

As of May 4, 2009, Ri Magnoliavej 12 ApS has stepped down as auditor of Al Finans A/S.

Lasse Kiær Nielsen joins the board of Al Finans A/SApr 22, 2009

As of April 22, 2009, Lasse Kiær Nielsen has joined the board of directors of Al Finans A/S.

2006
Kjeld Gosvig-Jensen joins the board of Al Finans A/SFeb 7, 2006

As of February 7, 2006, Kjeld Gosvig-Jensen has joined the board of directors of Al Finans A/S.

Poul Erik Leth leaves the board of Al Finans A/SFeb 7, 2006

As of February 7, 2006, Poul Erik Leth has left the board of directors of Al Finans A/S.

2005
Ernst Midtgaard leaves the board of Al Finans A/SFeb 8, 2005

As of February 8, 2005, Ernst Midtgaard has left the board of directors of Al Finans A/S.

2000
Poul Erik Skov Christensen joins the board of Al Finans A/SFeb 24, 2000

As of February 24, 2000, Poul Erik Skov Christensen has joined the board of directors of Al Finans A/S.

Anton Schmidt Johannsen leaves the board of Al Finans A/SFeb 24, 2000

As of February 24, 2000, Anton Schmidt Johannsen has left the board of directors of Al Finans A/S.

1996
Al Finans A/S appoints new auditorApr 30, 1996

As of April 30, 1996, Kaj Olsen has been appointed auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SApr 30, 1996

As of April 30, 1996, Per Viggo Frederiksen has stepped down as auditor of Al Finans A/S.

1995
Al Finans A/S appoints new auditorMar 13, 1995

As of March 13, 1995, Lise Storm has been appointed auditor of Al Finans A/S.

Auditor steps down at Al Finans A/SMar 13, 1995

As of March 13, 1995, has stepped down as auditor of Al Finans A/S.

1994
Auditor steps down at Al Finans A/SJun 22, 1994

As of June 22, 1994, Kaj Normann Jensen has stepped down as auditor of Al Finans A/S.

1993
Georg Viggo Poulsen leaves the board of Al Finans A/SAug 17, 1993

As of August 17, 1993, Georg Viggo Poulsen has left the board of directors of Al Finans A/S.

1990
Auditor steps down at Al Finans A/SMay 14, 1990

As of May 14, 1990, Ri Magnoliavej 12 ApS has stepped down as auditor of Al Finans A/S.

ALFINA FINANSIERINGSAKTIESELSKAB changes name to Al Finans A/SMar 13, 1990

On March 13, 1990, the company changed its name from ALFINA FINANSIERINGSAKTIESELSKAB to Al Finans A/S.

1989
Svend Ulrik Nibelius leaves the board of Al Finans A/SJul 14, 1989

As of July 14, 1989, Svend Ulrik Nibelius has left the board of directors of Al Finans A/S.

1964
AL FINANS A/S changes name to ALFINA FINANSIERINGSAKTIESELSKABApr 1, 1964

On April 1, 1964, the company changed its name from AL FINANS A/S to ALFINA FINANSIERINGSAKTIESELSKAB.

1935
Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, Kaj Normann Jensen has been appointed auditor of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, Per Viggo Frederiksen has been appointed auditor of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, REVISIONS- OG FORVALTNINGS- INSTITUTET, AKTIESELSKAB has been appointed auditor of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, Ri Magnoliavej 12 ApS has been appointed auditor of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, Ri Magnoliavej 12 ApS has been appointed auditor of Al Finans A/S.

Al Finans A/S appoints new auditorFeb 9, 1935

As of February 9, 1935, has been appointed auditor of Al Finans A/S.

Svend Ulrik Nibelius joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Svend Ulrik Nibelius has joined the board of directors of Al Finans A/S.

Poul Erik Leth joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Poul Erik Leth has joined the board of directors of Al Finans A/S.

Ernst Midtgaard joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Ernst Midtgaard has joined the board of directors of Al Finans A/S.

Anton Schmidt Johannsen joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Anton Schmidt Johannsen has joined the board of directors of Al Finans A/S.

Kristian Østergaard joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Kristian Østergaard has joined the board of directors of Al Finans A/S.

Georg Viggo Poulsen joins the board of Al Finans A/SFeb 9, 1935

As of February 9, 1935, Georg Viggo Poulsen has joined the board of directors of Al Finans A/S.

Lars Helt Haahr joins Al Finans A/S as directorFeb 9, 1935

As of February 9, 1935, Lars Helt Haahr is registered as director of Al Finans A/S.

Al Finans A/S is foundedFeb 9, 1935

Al Finans A/S was founded on February 9, 1935.

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